Tag: New American Business Association

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Beauty Industries

Understanding the True Cost of Beauty School: A Call for Community Awareness

Across the U.S., many young adults are entering beauty schools using federal financial aid—but without fully understanding the cost. The system is well-intended, yet often disconnected from reality. When a student fills out the FAFSA, funds are sent directly from the federal government to the school. The student never sees the money—yet carries the full debt. Because they don’t feel the transaction, they don’t question it. And when the bill comes years later, it can be overwhelming.

This confusion is especially visible when students choose cosmetology programs that cost over $20,000, even though state-licensed, accredited schools like Louisville Beauty Academy offer the same license education for under $7,000—often with no debt.

Many students, when asked, don’t even know how much they owe after financial aid. They may receive a $6,000 Pell Grant—but still owe $14,000 or more in federal loans. And yet, they pass on more affordable programs simply because they assume “FAFSA covers everything.”

A Community Responsibility

This isn’t just a student issue—it’s a community issue. Parents, mentors, sponsors, and community leaders must step in to help young people understand:

  • The difference between cost and value
  • The impact of long-term debt
  • The importance of asking financial questions before enrolling

Schools like Louisville Beauty Academy, which operate on a cash-based, debt-free model, put the financial decision back in the hands of the student and family—where it belongs. This model fosters transparency, ownership, and better outcomes.

Conclusion

In a time of rising student debt and federal scrutiny of for-profit schools, we must support models that prioritize affordability, clarity, and integrity. And we must help guide the next generation toward decisions that empower—not burden—them.

Federal investigations into beauty schools exploiting federal financial aid and the role of NACCAS and other accreditors (through 2025)

References

Disclaimer

The information provided in this article is for general awareness and educational purposes only. It reflects public data, individual experiences, and industry trends, and should not be interpreted as legal, financial, or official regulatory advice. Louisville Beauty Academy and Viet Bao Louisville do not make any guarantees regarding the accuracy, completeness, or currentness of third-party data or outcomes discussed.

Mention of financial aid programs or other institutions is not intended to criticize or endorse any specific organization. Readers are encouraged to conduct their own due diligence, consult qualified professionals, and make informed decisions based on their unique circumstances.

Viet Bao Louisville is a community-based publication committed to sharing knowledge, not offering binding conclusions or endorsements.

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Beauty Industries Community Corporation Health Immigration Information Technology Leadership Development Self-Improve Small Businesses Vietnamese Workforce Development

Di Tran Brings Kentucky’s Voice to Washington: Louisville Beauty Academy Founder Named NSBA 2025 Advocate Finalist

Louisville, KY / Washington, D.C. — The New American Business Association (NABA) and Louisville Beauty Academy (LBA) announce that Di Tran, founder of both organizations, has been named a 2025 finalist for the National Small Business Association’s (NSBA) Lew Shattuck Small Business Advocate of the Year Award. As the Kentucky finalist, Tran joins a select group of national small-business leaders in Washington to advance practical, nonpartisan solutions for Main Street.

“This honor belongs to our students, graduates, and every small business that keeps America working,” Tran said. “We’re here to champion outcomes—training that leads to licenses, jobs, and new businesses—without unnecessary debt.”

Who is NSBA?

Founded in 1937, the National Small Business Association is the nation’s original, proudly nonpartisan small-business advocacy organization. NSBA represents 65,000+ members across all 50 states and speaks for the 70 million owners and employees who power the U.S. economy. NSBA is known for winning access-to-capital reforms, stopping unfair tax penalties, and rolling back harmful regulations—guided by respected Economic Reports and targeted member surveys.

Leadership (select): Todd McCracken (President & CEO), Molly Brogan Day (SVP, Public Affairs), Reed Westcott (Gov. Affairs & Federal Policy), Rachel Grey (Research & Regulatory Policy), Jack Furth (Gov. Affairs), Son Thach (Sr. Director, Operations), Ian Elsenbach (Director, Leadership Council).

About the Award

NSBA’s Lew Shattuck Small Business Advocate of the Year honors citizen-leaders who sustain credible, effective advocacy. Finalists are recognized at NSBA’s Washington Presentation—a two-day program including a White House policy briefing, Congressional Breakfast, issue briefings, and Capitol Hill meetings with Senators and Representatives. (NSBA does not publicly disclose the number of applicants.)

Di Tran & Louisville Beauty Academy: From Local Impact to National Voice

An immigrant entrepreneur, educator, and author of 120+ books, Di Tran founded Louisville Beauty Academy to create fast, affordable, ethical pathways into high-demand beauty careers. In five+ years, LBA has:

  • Helped ~2,000 students complete training and obtain state licenses
  • Seeded dozens of salons and micro-businesses, generating an estimated $20–50M in annual economic activity
  • Run lean, discount-first, debt-averse programs that keep students working and learning—without relying on Title IV
  • Embedded technology and AI-assisted workflows to streamline instruction, compliance, and student support

Tran’s policy focus—developed with education partner Anthony Bieda—is simple and powerful: pay for outcomes, not enrollment. Under this approach, federal support would reimburse after students graduate, earn a license, and secure employment. The model expands access to short, job-ready programs (often <600 hours), reduces taxpayer waste, and aligns schools, lenders, families, and students around one goal: results.

Why It Matters—For Kentucky and the Vietnamese-American Community

  • Workforce now: Short programs (e.g., nails, esthetics) place graduates into jobs quickly—meeting real salon demand.
  • Small-business growth: LBA alumni open shops, hire neighbors, and revitalize corridors—Main Street first.
  • Smart funding: Outcome-based aid protects taxpayers and rewards schools that deliver licenses + jobs.
  • Representation: A Kentucky and Vietnamese-American founder standing alongside national peers shows how immigrant entrepreneurship strengthens the U.S. economy.

Two Days in Washington: Advocacy in Action

At NSBA’s Washington Presentation, Tran and Bieda joined policy briefings at the White House (Eisenhower Executive Office Building), heard from Members of Congress during the Congressional Breakfast, and met with Senate and House offices on Capitol Hill to elevate outcome-based training, short-program recognition, and practical small-business reforms.

What’s Next

  • NABA will convene employers, schools, lenders, and policymakers to pilot pay-for-outcome pathways.
  • LBA will continue scaling debt-averse, license-first training that feeds Kentucky’s small-business pipeline.
  • Lawmakers are invited to review NABA/LBA’s model and meet graduates—new taxpayers and future employers.

Contact (Media & Policy):
NABA — di@naba4u.org | naba4u.org
Louisville Beauty Academy — study@louisvillebeautyacademy.net | louisvillebeautyacademy.net

“We’re not walking—we’re running to graduate more licensed professionals debt-free and to make federal policy reward real outcomes,” Tran said. “That’s good for students, small businesses, and America.”

Louisville to Washington DC: NABA Founder Di Tran Joins NSBA’s National Advocacy Ranks
Louisville Beauty Academy & Founder Di Tran: Elevating Beauty Education and Small Business Advocacy to the National Level – National Small Business Association (NSBA), Washington, D.C. – SEPTEMBER 2025
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Community Corporation Real Estate Small Businesses

Rooted in Louisville: Jimmy Kirchdorfer’s Legacy Inspires Local Business Leader Di Tran

Processed with Lensa with Magic Correction

At a recent Rotary Club of Louisville luncheon, local leaders and business professionals gathered to hear from one of Kentucky’s most impactful business figures—Jimmy Kirchdorfer, Chairman and CEO of ISCO Industries. What unfolded was more than just a story about piping solutions; it was a reflection of how deep community roots, family values, and unwavering dedication to a hometown can create a lasting legacy.

Jimmy Kirchdorfer grew up in Louisville, educated in its Catholic school system, surrounded by a close-knit family and a strong sense of responsibility. Over time, he helped transform a small, family-run business into a global leader in high-density polyethylene piping, all while remaining grounded in the very city that shaped him. Despite ISCO’s national reach, Kirchdorfer never left behind his Louisville identity—instead, he doubled down on it.

His civic contributions reflect that commitment. In 2022, he led a local investment group in purchasing Valhalla Golf Club, bringing it back into Louisville hands. Since then, the venue has been slated to host major events like the 2024 PGA Championship and the 2028 Solheim Cup. These milestones aren’t just about sports—they’re about pride in place, and about giving Louisville a place on the national stage.

One of the many attendees deeply moved by Kirchdorfer’s message was Di Tran, a Louisville-based entrepreneur and educator. Tran, himself a product of Catholic schooling and a longtime advocate for community-focused development, saw in Kirchdorfer’s words a reflection of his own journey.

Di Tran came to the U.S. as an immigrant, working from a young age to help support his family. Through determination and a deep love for the city, he went on to found multiple businesses—including Louisville Beauty Academy and the New American Business Association Inc.—aimed at empowering working adults, immigrants, and aspiring entrepreneurs. His work in vocational education and small business development has helped thousands gain licenses, jobs, and purpose.

Listening to Kirchdorfer speak, Tran said he felt both inspired and reassured. For many small business owners, the road is often isolating and uncertain. But seeing someone who built success without ever disconnecting from his city or his values reminded Tran that building a legacy doesn’t require leaving home—it requires growing where you’re planted.

“Jimmy represents what many of us hope to become,” Tran reflected afterward. “Not just successful in business, but deeply woven into the fabric of the city that raised us. His example reminds me to keep learning, keep serving, and keep loving Louisville—because this city has given me everything.”

Through different industries and backgrounds, both Kirchdorfer and Tran share a common mission: to lift up their city through service, opportunity, and a deep, abiding belief that community is the most powerful foundation for growth. Their stories are testaments to what’s possible when success and humility walk hand in hand—and when business becomes a vehicle not just for profit, but for purpose.

LICENSE YOUR BEAUTY TALENT TODAY – Enroll to Louisville Beauty Academy, the leading licensed beauty school in Kentucky, offering unmatched affordability. Seize our exclusive Big Incentive Scholarship and special discounts today – 2025 opportunities like this are unparalleled!
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Drop the FEAR and Focus on the FAITH Immigration Leadership Development Self-Improve Small Businesses Workforce Development

Celebrando el Arte, la Diversidad y el Espíritu Emprendedor: Un Enfoque en la Conexión de Di Tran con el Artista Cubano Humberto Lahera

El 14 de julio de 2023, Louisville, Kentucky se llenó de vida con una rica muestra de unidad multicultural, arte y espíritu emprendedor durante la reunión de exalumnos de la Welcome Academy. El evento, organizado por Crane House of Louisville y patrocinado por la Oficina de Asuntos de Inmigrantes de Metro de Louisville, reunió a inmigrantes de todo el mundo, incluyendo India, Cuba, México, Filipinas, Somalia y otras naciones.

Di Tran, una figura influyente en la comunidad y un defensor del espíritu emprendedor entre los inmigrantes, asistió al evento. Tran, aunque no es artista, tiene un profundo aprecio por el arte y los artistas que lo crean. Este aprecio fue especialmente palpable en su interacción con Humberto Lahera, un artista cubano reconocido por su meticuloso trabajo fotorrealista.

Humberto Lahera es un artista especializado en fotorrealismo y retrato. Graduado de la Academia de Arte de Holguín y la Universidad de las Artes de Cuba, Lahera trae sus interpretaciones meticulosas e íntimas de la naturaleza y la belleza a cada pieza que crea. Su arte y murales no sólo han alegrado las paredes y las vidas de la gente en Cuba, sino que también han cruzado fronteras para enriquecer los espacios públicos y privados en los Estados Unidos.

Aunque la maestría artística de Lahera y los emprendimientos empresariales de Tran parecen mundos aparte, encontraron un terreno común durante la reunión. Tran, que conoce bien los desafíos y recompensas de ser dueño de una pequeña empresa, expresó su deseo de ayudar a los artistas como Lahera a prosperar en su oficio y ganarse la vida con él.

Como líder de la New American Business Association, Tran ayuda a las personas a aprovechar sus talentos y valores únicos para construir pequeñas empresas exitosas. Cree que el arte, como el de Lahera, no sólo debe ser admirado, sino que también debe servir como base para el espíritu emprendedor sostenible. Aboga por la idea de que los artistas empaqueten sus trabajos en acuerdos que se ajusten a una gama de posibles clientes y sus variados presupuestos.

Con el espíritu de fomentar conexiones más vibrantes entre el arte y el espíritu emprendedor, Tran anima a cualquier persona interesada en el trabajo de Lahera a que se ponga en contacto con él directamente en LinkedIn aquí.

Esta colaboración entre Tran y Lahera, entre los negocios y el arte, es un vívido ejemplo de cómo puede florecer la rica diversidad de Louisville, KY. Es un testimonio de la unidad y el espíritu de colaboración que prospera en esta vibrante ciudad, un lugar donde el arte y los negocios van de la mano, y donde la población inmigrante juega un papel crucial en la configuración de su paisaje cultural y económico.

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Drop the FEAR and Focus on the FAITH Drop the ME and focus on the OTHERS Immigration Small Businesses

Celebrating Art, Diversity, and Entrepreneurship: A Spotlight on Di Tran’s Connection with Cuban Artist Humberto Lahera

On July 14, 2023, Louisville, Kentucky came alive with a rich display of multicultural unity, artistry, and entrepreneurial spirit during the Welcome Academy Alumni reunion. The event, hosted by Crane House of Louisville and sponsored by Louisville Metro Office of Immigrant Affairs, gathered immigrants from across the globe, including India, Cuba, Mexico, the Philippines, Somalia, and other nations.

Di Tran, an influential figure in the community and an advocate for entrepreneurship among immigrants, attended the event. Tran, though not an artist himself, holds a deep appreciation for art and the artists who create it. This appreciation was especially palpable in his interaction with Humberto Lahera, a Cuban artist renowned for his meticulous, photorealistic work.

Humberto Lahera is an artist specialized in photorealism and portraiture. A graduate of the Art Academy of Holguin and Universidad de las Artes de Cuba, Lahera brings his meticulous, intimate interpretations of nature and beauty to every piece he creates. His artwork and murals have not only brightened the walls and lives of people in Cuba, but they’ve also crossed borders to enrich public and private spaces across the United States.

Though Lahera’s artistry and Tran’s entrepreneurial pursuits seem worlds apart, they found common ground during the reunion. Tran, who is no stranger to the challenges and rewards of small business ownership, expressed his desire to help artists like Lahera thrive in their craft and make a living from it.

As the leader of the New American Business Association, Tran helps individuals leverage their unique talents and values to build successful small businesses. He believes that art, like Lahera’s, shouldn’t merely be admired but should also serve as a foundation for sustainable entrepreneurship. He champions the idea of artists packaging their works into deals that cater to a range of potential customers and their varying budgets.

In the spirit of fostering more vibrant connections between art and entrepreneurship, Tran encourages anyone interested in Lahera’s work to reach out to him directly on LinkedIn here.

This collaboration between Tran and Lahera, between business and art, is a vivid example of how the rich diversity of Louisville, KY can flourish. It stands as a testament to the unity and collaborative spirit that thrives in this vibrant city, a place where art and business walk hand in hand, and where the immigrant population plays a crucial role in shaping its cultural and economic landscape.

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